Investing your money is one of the most powerful ways to build wealth over time.
However, many beginners find the world of investment intimidating. That’s where investment apps come in.
In 2025, there are several user-friendly investment apps that make it easier for beginners to start investing, whether you’re in the USA, UK, Canada, or elsewhere. These apps allow you to invest with ease, educate yourself on investing basics, and grow your wealth without needing much experience.
Here’s your guide to the best investment apps for beginners in 2025.
Why Use Investment Apps?
Investment apps have transformed how people manage and grow their money. Benefits include:
- Low fees: No traditional brokers involved, reducing transaction costs
- Accessibility: Invest anytime, anywhere, from your smartphone
- User-friendly: Designed for people with little or no investing experience
- Educational tools: Many apps offer resources to help you learn as you go
Whether you’re looking to buy stocks, bonds, ETFs, or even cryptocurrencies, the right app can make investing simple and fun.
Top Investment Apps for Beginners in 2025
1. Robinhood (USA)
Highlights:
- Commission-free trading for stocks, ETFs, and crypto
- Intuitive user interface
- Ideal for beginners with no account minimums
- Offers fractional shares for small investments
Best For:
New investors looking to start small and experiment with no trading fees.
2. Freetrade (UK)
Highlights:
- Commission-free trading in stocks and ETFs
- Transparent pricing with no hidden fees
- Easy-to-use interface
- Offers investment options in the UK and Europe
Best For:
UK-based beginners who want to start investing in a hassle-free environment.
3. Acorns (USA, UK, Canada)
Highlights:
- Rounds up your everyday purchases to invest spare change
- Automatic portfolio management
- Low-cost subscription plan
- Perfect for hands-off investors looking to start small
Best For:
Beginners who want to invest passively and slowly build wealth over time without a lot of effort.
4. Stash (USA)
Highlights:
- Fractional shares allow beginners to start with as little as $5
- Provides personalized investment advice based on your goals
- Educational content to help you make informed decisions
- Features like “Stock-Back” to earn stock rewards when making purchases
Best For:
Beginners who want to customize their investment strategy with easy-to-follow guidance.
5. WealthSimple (Canada, UK, USA)
Highlights:
- Commission-free trading and low management fees
- Offers socially responsible investment (SRI) options
- Fully regulated and transparent
- Option to choose between DIY investing or automated portfolio management (Robo-advisor)
Best For:
Beginners looking for a versatile app with both DIY and hands-off investing options.
6. eToro (USA, UK, Canada, Australia)
Highlights:
- Offers stock, crypto, and CFD trading
- Social trading feature to copy other investors’ strategies
- User-friendly for beginners and advanced investors alike
- No commission fees on stock trading
Best For:
Beginners who are interested in social trading and copying expert strategies to make decisions.
7. M1 Finance (USA)
Highlights:
- Customizable portfolio with automated rebalancing
- Zero management fees
- Offers fractional shares and tax-efficient investing
- Low minimum investment requirements
Best For:
Investors who want more control over their portfolio but with minimal fees and automation.
Key Features to Look for in Investment Apps
When choosing an investment app, consider the following features:
- Low fees: High fees can eat into your returns over time, so look for apps that offer low or no commissions.
- Ease of use: An app with an intuitive, beginner-friendly interface makes investing less overwhelming.
- Educational tools: Good apps will provide resources to help you learn about investing, from articles to videos and tutorials.
- Security: Make sure the app uses encryption and offers protection for your data and funds.
- Investment options: Some apps specialize in stocks, while others offer crypto, bonds, or ETFs. Choose one that fits your investment style.
How to Get Started with Investment Apps
- Download the app: Choose an app that fits your needs and goals.
- Sign up: Create an account by providing some basic information and linking your bank account.
- Set your investment goals: Decide whether you want to invest for retirement, buy a house, or simply grow wealth.
- Start investing: Use the app’s features to begin buying stocks, ETFs, or other assets.
- Monitor and adjust: Keep track of your investments and make adjustments as necessary.
Final Thoughts
The best investment apps for beginners in 2025 can help you start building wealth with minimal effort and experience. Whether you’re interested in stocks, crypto, ETFs, or real estate, there’s an app that fits your needs.
By choosing an app with low fees, strong educational support, and flexible investment options, you can begin your investing journey confidently. The key is to start early, stay consistent, and learn along the way.
Start investing today — your financial future begins now!